Our long-term financial planning helps you build wealth by reducing tax burdens and safeguarding against market losses.
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Our Mission & Objectives
ENHANCE
We prioritize ethics and integrity in all our work, creating relationships rooted in transparency and trust.
PROTECT
Earning money is one thing—keeping it is another. Too many Americans lose wealth to market volatility and unnecessary taxes. That’s why minimizing risk and protecting your assets is essential.
PERPETUATE WEALTH
Lasting wealth is more than what we accumulate—it’s the legacy we pass on. Careful, intentional planning ensures that blessing continues for generations. Don’t wait to begin.
You’ll Know What
Finding the Right Path to Financial Success
Many people don’t realize that upon reaching retirement, they lose valuable deductions—such as mortgage interest, dependents, and retirement plan contributions. For business owners, the loss is even greater. While your income may decrease in retirement, your taxable income could remain the same—or even rise.
Find Out How These Strategies Fit Your Goals
When you schedule an appointment, we’ll connect you with a top-rated IUL Specialist—a financial professional aligned with your needs and circumstances.
In your meeting, you’ll gain a personalized view of how the LASER Fund strategies could work for you, with charts, graphs, and explanations tailored to your real-life numbers.
Proven Results Through Client Experiences
Legacy Funding IUL has been instrumental in our growth. Their team took the time to truly understand our needs and helped us eliminate inefficiencies.
Partnering with Legacy Funding IUL was a true game-changer. They took the time to understand our challenges and guided us in streamlining operations for lasting success.
I came to Legacy Funding IUL with a small project and was extremely happy with the results. They answered every question thoroughly and never made me feel like a ‘small project.’ I would gladly recommend them.
Advice From the Experts at Legacy Funding IUL
Frequently Asked Questions: Financial Planning
Common questions on financial planning and investing
What should a financial plan include?
A strong financial plan should provide a comprehensive view of your personal goals and aspirations while evaluating your current investment holdings. It needs to outline expected income and expenses before and after retirement, compare the advantages and drawbacks of various retirement and investment account options, and include strategies for retirement readiness, tax efficiency, charitable giving, and asset protection through insurance.
At Iul LASER Fund, we believe a solid financial plan goes beyond analysis—it delivers clear, actionable steps to help turn your goals into reality. To ensure you’re fully prepared for the future, we present a range of potential scenarios along with alternative strategies, empowering you to make well-informed financial decisions with confidence.
Can you help me plan for retirement?
Retirement age varies widely from person to person. The key question is whether you’ve saved enough to support the lifestyle you’re aiming for—especially since retirement could last 30 years or more.
At Iul LASER Fund, we help you evaluate your retirement readiness by assessing your savings, income sources, and financial goals. Your income during retirement will likely come from a mix of sources: retirement accounts and savings, a pension if you have one, brokerage accounts, Social Security payments, annuity income if you’ve established it, and other investments you’ve built over time.
Iul LASER Fund works with you to align these income streams and create a strategy that supports long-term financial confidence and stability throughout your retirement years.
What is your investment philosophy?
At Iul LASER Fund, we base our investment approach on evidence and decades of market history—not on guesswork about the future. Research shows that market timing doesn’t work. Instead, we help you focus on what you can control: risk, asset allocation, costs, and taxes. Emotional decisions often hurt long-term returns, so we aim to help you avoid those pitfalls.
Diversification is key to managing risk. Iul LASER Fund builds portfolios that balance company sizes, sectors, and the right mix of stocks and bonds. While risk can’t be eliminated, it can be managed effectively through smart diversification.
We also prioritize cost efficiency. Iul LASER Fund uses low-cost mutual funds and ETFs to keep expenses minimal, since high fees can erode even a well-diversified portfolio’s gains.
Taxes matter, too. Although they can’t be avoided, Iul LASER Fund helps minimize their impact through a smart, tax-aware investment strategy designed to preserve and grow your wealth.
Will I have a dedicated advisor?
Absolutely — you’ll have your own personal advisor.
At Iul LASER Fund, we’re all about building a strong, one-on-one connection between you and your advisor. We understand that everyone’s financial path is different, so we pair each client with a dedicated advisor who takes the time to get to know you and helps you reach your unique financial goals.
