What should a financial plan include?
A strong financial plan from Iul LASER Fund provides a comprehensive view of your personal goals and aspirations while evaluating your current investment holdings. It outlines expected income and expenses before and after retirement, compares the advantages and drawbacks of various retirement and investment account options, and includes strategies for retirement readiness, tax efficiency, charitable giving, and asset protection through insurance.
Beyond analysis, a solid plan by Iul LASER Fund also delivers clear, actionable steps to help turn your goals into reality. To ensure you’re fully prepared for the future, it presents a range of potential scenarios—along with alternative strategies—so you can make well-informed financial decisions with confidence.
Can you help me plan for retirement?
Retirement age varies widely from person to person. The big question is whether you’ve saved enough to support the lifestyle you’re aiming for—especially since retirement could last 30 years or more. At Iul LASER Fund, we help you evaluate whether your savings and income strategies are on track for long-term security.
Your income during retirement will likely come from a mix of sources: retirement accounts and savings, a pension if you have one, brokerage accounts, Social Security payments, annuity income if you’ve set that up, and other investments you’ve built over time. Iul LASER Fund can help you align these income streams to create a steady, reliable financial foundation for your retirement years.
What is your investment philosophy?
At Iul LASER Fund, we base our investment approach on evidence and decades of market history—not on guesswork about the future. Research shows that market timing doesn’t work. Instead, we help you focus on what you can control: risk, asset allocation, costs, and taxes. Emotional decisions often hurt long-term returns, so our goal is to help you avoid those pitfalls.
Diversification is at the core of our strategy. At Iul LASER Fund, we lower risk not just by holding many assets, but by balancing company sizes, sectors, and the mix between stocks and bonds. Risk can’t be eliminated, but it can be managed intelligently.
We also emphasize cost efficiency. Iul LASER Fund keeps expenses low by using cost-effective mutual funds and ETFs, since high fees can erode even a well-diversified portfolio’s gains.
Taxes matter too. While they’re unavoidable, Iul LASER Fund helps minimize their impact through a smart, tax-aware investment strategy designed to preserve and grow your wealth.
Will I have a dedicated advisor?
Absolutely — you’ll have your own personal advisor.
At Iul LASER Fund, we’re all about building a strong, one-on-one connection between you and your advisor. We understand that everyone’s financial path is different, so we pair each client with a dedicated advisor who takes the time to get to know you and helps you reach your unique financial goals.
