Money Growth & Protection Strategies

Grow Your Money, Protect Your Future

Why Safety Matters in Your Retirement Strategy

 

Where Were You During the “Lost Decade”?

Between 2000 and 2010, millions of Americans watched their retirement savings take a devastating hit. Economic upheaval and market instability left many ending the decade with their retirement dreams shattered.

But here’s the truly unfortunate part: had they used indexing, they likely wouldn’t have lost a dime despite the market collapse.

That was then—what about now? The years ahead are also expected to bring unpredictable ups and downs. Don’t let market volatility derail your financial future.

Indexing offers a smarter path—protecting your principal from loss while still giving you the opportunity to grow your nest egg competitively.

Optimizing Business Processes

Indexing = PIndexing Means Securityrotection

Indexing acts as a shield against market bubbles, providing your savings with a secure place to grow. It’s like giving your retirement funds a safe harbor—protected from the rough waters of market volatility.

Indexing Options Explained

Smart Planning Through a Maximum-Funded IUL

If your goal is to reduce taxes while growing your money in a tax-advantaged way—with the potential for tax-free benefits at retirement—this option is worth considering. When properly structured and funded, these policies can be surprisingly cost-effective compared to many traditional insurance or retirement strategies.

A Smarter Path: Fixed Indexed Annuity

If you prefer an indexing strategy that provides guaranteed payments—ensuring you never outlive your money—consider exploring our fixed indexed annuity. While we avoid offering the vast majority of annuities available in the market, a select few meet our strict standards, and this is one of them.

Indexing Means Protection

Indexing helps shield your savings from market bubbles, offering stability when markets become unpredictable. It provides a secure place for your money—keeping your retirement plans afloat even through turbulent times.

Linked for Growth
With indexing, your money is tied to market performance—allowing you to benefit when the stock market rises. At the same time, your savings are protected by a guaranteed floor, ensuring you don’t lose value during market downturns.
Index-Based Growth
Your cash value earns an indexing credit tied to the market or index you choose. When that index experiences growth during a segment period—typically 12 months—interest is added to your cash value accordingly.
Your Safety Net
If the market you’re linked to suffers major losses—as it did in 2003 and 2008—your cash value remains protected. Thanks to a guaranteed 0% floor, your account won’t lose value due to market downturns. And because your money isn’t directly invested in the market but rather tied to its performance, your principal stays safe and secure.
Protected
Any gains you earn in a given period are locked in and safeguarded, even if your chosen index declines in the future. Each year, the account resets—meaning your gains are added to your principal and cannot be lost due to market downturns.
Our Licensed Professionals

Your Goals

Our Commitment Our Dedication Our Assurance
You also have the option to meet with one of our licensed professionals, who can answer your questions and demonstrate how these products may fit your unique situation. We call this a True Wealth Discovery Meeting.