The Traditional Estate Planning Approach to Financial Assets
Ask how many children you have.
Calculate your net worth by reviewing assets such as bank accounts, retirement plans, and property.
Divide and distribute those assets accordingly.
After all, isn’t dividing and conquering the classic tactic for breaking down strength?
They ask how many children you have.
We operate on a fee-only basis, charging solely for our time and expertise. This model eliminates any commission-based conflicts, aligning our success directly with your financial progress.
They determine your net worth based on the assets you’ve acquired, such as your bank accounts, retirement accounts, and property.
As fiduciaries, we are legally obligated to prioritize your financial well-being above all else. This means every recommendation we make is based on what’s best for you, not for us. Our fiduciary duty ensures you receive advice that is unbiased.
Finally, they divide up the assets.
Every advisor at United Financial Planning Group proudly holds the prestigious CERTIFIED FINANCIAL PLANNER™, ensuring that every recommendation is made solely in your best interest. We are committed to transparency and integrity — never selling products or earning commissions, but focusing entirely on delivering unbiased financial guidance tailored to your goals.
The Traditional Asset Allocation Approach
If wealth is passed to heirs without structure, accountability, or preparation, it rarely lasts. History shows that “dumped money” often leads to financial ruin, reckless spending, family conflict, and even lawsuits.
As William K. Vanderbilt, grandson of Cornelius Vanderbilt, once admitted:
“Inherited wealth has been a real handicap to my happiness. It has left me with nothing to hope for, nothing definite to seek or strive for.”
How Can Our Team Help You to Reach Your Goals
Learning About You
Schedule a 30-minute call with our professional to discuss your goals and how we can help. This phone or Zoom call also outlines who we are and our process.
Organized Meeting
Meet with our team to gather the necessary data for your Financial Plan. We’ll discuss your finances, lifestyle, and goals, including investments, assets, expenses, and income.
Plan Meeting
Our advisor will present your personalized financial plan, ensuring it aligns with your evolving needs and goals, and provide clear steps to help you reach your financial objectives.
Implementation
Your advisor will send a copy of your plan with an actionable list of recommendations. We’ll implement and manage these, keeping you updated.
See What Our Clients Are Saying
Building Wealth with Balance
At Legacy by Design, we believe it’s more valuable to pass down KASH (Knowledge, Attitudes, Skills, and Habits) than just cash. Financial assets matter, but the wisdom, experiences, and values you share can empower generations to thrive.
By fostering a family culture of generational wealth, you’re not just giving your heirs the fish—you’re teaching them how to fish. This ensures your legacy carries true significance, built on both financial strength and lasting life lessons.
Your Goals, Our Commitment
We’ve helped countless successful individuals grow and protect their wealth with strategies designed for safety and predictability. With historical annual average returns of 5–10%—tax-free, our clients enjoy the confidence of knowing their money is working for them.
What does this mean in real life?
For every $1 million accumulated, you could generate $70,000–$100,000 in annual, tax-free retirement income—without ever touching your principal. That’s what true financial freedom looks like.
