The Power of Buy and Hold
The Risks of “Buy and Hold” in Today’s World
The outdated retirement strategy of “buy and hold” has proven vulnerable in times of uncertainty. From 2001 to 2003, investors lost nearly 40% of their portfolios due to the dot-com bust and the aftermath of 9/11. Many only managed to recover those losses by 2008—just in time to be hit again.
When the Great Recession struck, the market dropped another 40%, wiping out years of progress. It wasn’t until after 2013 that investors finally climbed back to where they started. For retirees or those nearing retirement, these setbacks weren’t just frustrating—they were devastating.
Did “Buy and Hold” Pass the Safety Test?
Absolutely not. Relying on this outdated strategy means putting your future at risk and hoping the markets work in your favor.
But hope is not a strategy. With a smarter set of rules, you can do more than just survive market volatility—you can position yourself to thrive, even in uncertain times.
Finding Calm After the Storm
You’ve Worked Too Hard to Leave Your Future to Chance
You’ve sacrificed, saved, and planned for the freedom retirement should bring. But freedom comes at a cost—and if your nest egg is left vulnerable to the stock market’s unpredictability, your future could become uncertain and unstable.
Too many retirees are forced to work longer and harder than they ever intended because of devastating market losses. That doesn’t have to be your story. You’ve earned more than just survival—you’ve earned security.
Indexing offers protection for smart savers. It shields your principal during turbulent times while still allowing you to benefit from meaningful gains when the markets rise.
Your Goals, Our Commitment
We’ve helped countless successful individuals grow and protect their wealth with strategies designed for safety and predictability. With historical annual average returns of 5–10%—tax-free, our clients enjoy the confidence of knowing their money is working for them.
What does this mean in real life?
For every $1 million accumulated, you could generate $70,000–$100,000 in annual, tax-free retirement income—without ever touching your principal. That’s what true financial freedom looks like.
